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		<id>http://wiki.pannier-schulungen.de/api.php?action=feedcontributions&amp;feedformat=atom&amp;user=JulianneBurgin6</id>
		<title>MeinWiki - Benutzerbeiträge [de]</title>
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		<updated>2026-07-05T08:17:06Z</updated>
		<subtitle>Benutzerbeiträge</subtitle>
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	<entry>
		<id>http://wiki.pannier-schulungen.de/index.php?title=How_To_Start_Writing_Your_Legacy&amp;diff=4933</id>
		<title>How To Start Writing Your Legacy</title>
		<link rel="alternate" type="text/html" href="http://wiki.pannier-schulungen.de/index.php?title=How_To_Start_Writing_Your_Legacy&amp;diff=4933"/>
				<updated>2020-12-31T12:13:45Z</updated>
		
		<summary type="html">&lt;p&gt;JulianneBurgin6: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt; You don&amp;amp;#39;t have to be rich or  [https://www.kynghidongduong.vn/tours/tour-du-lich-le-hoi-yen-tu-chua-ba-vang-quang-ninh-du-lich-yen-tu-tu-ha-noi.html tour chùa yên tử] famous to leave a legacy. Your memories, experiences and life are priceless and matter to your loved ones. There are a variety of ways you can preserve and share your legacy. The use of pictures, video and journals are among the most effective ways to communicate and share your legacy. What matters most is that you do something to preserve your legacy. &amp;lt;br&amp;gt;&amp;lt;br&amp;gt; Your life and memories can make the difference in someone elses life. You have a story to tell. Your experiences helped shaped who you are and you can help others learn from your mistakes &amp;amp;#38; success. When you create your legacy, you decide what is most important to communicate about your life. The pictures and videos you choose shed light into pivotal moments in your life. If you have old journals, love letters or news articles you can scan them and include them in your legacy. There are endless ways to tell your story. &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;(adsbygoogle = window.adsbygoogle || []).push();&amp;lt;br&amp;gt;&amp;lt;br&amp;gt; The task of writing your story doesn&amp;amp;#39;t have to be overwhelming. Going through old pictures and reminiscing is both fun and rewarding. The pictures that matter most to you are worth preserving and sharing the stories behind them. When you journal, brainstorm on what moments had the greatest impact. Maybe it was a dream you had as a child, a college or  [https://www.kynghidongduong.vn/tours/tour-du-lich-le-hoi-yen-tu-chua-ba-vang-quang-ninh-du-lich-yen-tu-tu-ha-noi.html tour yên tử ba vàng] career choice, the time you met your spouse or  [https://www.kynghidongduong.vn/tours/tour-du-lich-le-hoi-yen-tu-chua-ba-vang-quang-ninh-du-lich-yen-tu-tu-ha-noi.html tour yên tử ba vàng] the thoughts you had when your children were born. Find the significant moments and write about them. &amp;lt;br&amp;gt;&amp;lt;br&amp;gt; Video legacies are another unique way to share your story, your personality, presence and voice. You get to narrate your own life story. What matters is that you take the time to share what you think is most important about your life. By dedicating time to writing your legacy, you are ensuring your memories will not fade away. &amp;lt;br&amp;gt;&amp;lt;br&amp;gt; Life is a journey and what makes it worthwhile is the climb: the people we meet, the lessons we learned, the ups and downs and pivotal moments. Every experience helped shape who we are. Maybe you didn&amp;amp;#39;t have a great childhood and vowed to be a great parent. Maybe you worked too much and didn&amp;amp;#39;t invest enough in your own children. Perhaps you got married at to your high school sweetheart at 18 and even though you struggled, know you wouldn&amp;amp;#39;t change a single day or moment. When creating your legacy, you should take a moment to the memories that mattered most to you. These are the memories you should share in your legacy. &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;If you want to leave something behind you, then [ ] . Use the guide of [http://www.trainingzone.co.uk/search/questions questions] that can help you make [ ] as filled with important information as possible and leave something for your descendants!&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;([http://www.msnbc.com/search/adsbygoogle adsbygoogle] = window.adsbygoogle || []).push();&lt;/div&gt;</summary>
		<author><name>JulianneBurgin6</name></author>	</entry>

	<entry>
		<id>http://wiki.pannier-schulungen.de/index.php?title=Higher_Core_Income_Boosts_Greece_apos;s_National_Bank_Q3_Profit&amp;diff=4486</id>
		<title>Higher Core Income Boosts Greece apos;s National Bank Q3 Profit</title>
		<link rel="alternate" type="text/html" href="http://wiki.pannier-schulungen.de/index.php?title=Higher_Core_Income_Boosts_Greece_apos;s_National_Bank_Q3_Profit&amp;diff=4486"/>
				<updated>2020-12-31T00:13:35Z</updated>
		
		<summary type="html">&lt;p&gt;JulianneBurgin6: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;&amp;lt;br&amp;gt;ATHENS, Nov 30 (Reuters) - National Bank (NBG), one of Greece's four largest lenders, on Monday reported higher third-quarter net profit compared to the second quarter on stronger fee and net interest income.&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;NBG, 40 percent owned by the country's HFSF bank rescue fund, said net profit from continued operations reached 137 million euros ($164.26 million), versus net earnings of 58 million euros in the second quarter.&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;NBG said its ratio of non-performing exposures (NPEs),  [https://www.kynghidongduong.vn/tours/tour-du-lich-le-hoi-yen-tu-chua-ba-vang-quang-ninh-du-lich-yen-tu-tu-ha-noi.html tour yên tử ba vàng] which includes non-performing loans (NPLs) and other credit likely to turn bad, eased to 29.3% of its loan book from 29.9% in June.&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;The bank said it plans to launch the securitisation of its 'Project Frontier' impaired loans portfolio in a few weeks, a transaction that will slash its current 10 billion euros NPE exposure by about 6.0 billion euros.&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;&amp;quot;Our exposure to legacy NPEs is set to be reduced to levels previously experienced almost a decade ago, allowing us to focus on growth opportunities and restoring our profitability to more appropriate levels,&amp;quot; CEO Paul Mylonas said in a statement.&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;Greek banks have offered businesses and  [https://www.kynghidongduong.vn/tours/tour-du-lich-le-hoi-yen-tu-chua-ba-vang-quang-ninh-du-lich-yen-tu-tu-ha-noi.html tour yên tử ba vàng] households hit by the coronavirus pandemic a six-month freeze on loan payments as part of relief efforts to help borrowers cope with the economic fallout from the virus lockdowns.&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;NBG's loan payment moratoria, extended to [http://www.google.com/search?q=corporate&amp;amp;btnI=lucky corporate] and  [https://www.kynghidongduong.vn/tours/tour-du-lich-le-hoi-yen-tu-chua-ba-vang-quang-ninh-du-lich-yen-tu-tu-ha-noi.html tour yên tử ba vàng] retail clients, amounted to 3.6 billion euros.&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;After the expiry of moratoria, the bank said it will offer step-up solutions to borrowers who continue to experience short-term difficulties.&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;The group said net interest income recovered by 11.9% quarter-on-quarter to 290 million euros, driven by the expansion of its performing loans book and lower funding costs as it made use of the ECB's TLTRO facility.&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;($1 = 0.8340 euros) (Reporting by George Georgiopoulos; Editing by Dan Grebler)&amp;lt;br&amp;gt;&lt;/div&gt;</summary>
		<author><name>JulianneBurgin6</name></author>	</entry>

	<entry>
		<id>http://wiki.pannier-schulungen.de/index.php?title=These_Are_Your_Best_Most_Secure_VPN_Options&amp;diff=1543</id>
		<title>These Are Your Best Most Secure VPN Options</title>
		<link rel="alternate" type="text/html" href="http://wiki.pannier-schulungen.de/index.php?title=These_Are_Your_Best_Most_Secure_VPN_Options&amp;diff=1543"/>
				<updated>2020-12-29T02:24:59Z</updated>
		
		<summary type="html">&lt;p&gt;JulianneBurgin6: &lt;/p&gt;
&lt;hr /&gt;
&lt;div&gt;id=&amp;quot;article-body&amp;quot; class=&amp;quot;row&amp;quot; section=&amp;quot;article-body&amp;quot;&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;For millions of people, [/news/best-gifts-for-working-at-home-in-2020/ working remotely] has become routine -- which is why remote VPN access is more important than ever for maximizing your privacy online. But as the market for commercial virtual private networks keeps growing exponentially, it can be tricky to sort through the options to [/how-to/how-to-pick-the-right-vpn-now-that-youre-working-from-home/ find the best VPN] service to meet your needs.   &amp;lt;br&amp;gt;That's where this VPN guide comes in. After researching and testing a multitude of VPN services,  [https://www.kynghidongduong.vn/tours/tour-du-lich-le-hoi-yen-tu-chua-ba-vang-quang-ninh-du-lich-yen-tu-tu-ha-noi.html tour chùa yên tử] we've rounded up the fastest and most reliable options. In our current [/news/how-we-evaluate-and-review-vpns/ testing and ranking system], we assessed more than 20 factors, including price, security, number of server locations, ease of remote access, bandwidth caps, logging, dedicated and dynamic IP, client software and customer support. Below, we've listed your best VPN options, including such popular names as [/news/expressvpn-review-this-speedy-vpn-is-worth-the-price/ ExpressVPN], Surfshark, [/news/nordvpn-review-an-encryption-powerhouse-with-the-biggest-vpn-bang-for-your-buck/ NordVPN], [http://www.dict.cc/englisch-deutsch/IPVanish.html IPVanish] and more. &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;We're keeping a close eye on how each VPN provider stands compared with its competitors, as well as any new VPN services that may hit the market. We've catalogued our favorite VPN services to date -- and listed some less viable options, too, based on our testing.  We'll be regularly updating this directory as new options become available.       &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;That said, the VPN landscape can be confusing and mystifying. Here are some quick tips, each of which link to a more in-depth discussion of the topic in question.     &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;[/how-to/best-free-vpns-5-reasons-why-they-dont-exist/ Don't use free VPN services]: You'll only find paid options below because they're the only ones we can recommend.      &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;[/news/why-you-should-be-skeptical-about-a-vpns-no-logs-claims/ Look for a no-logs VPN, but understand the caveats]: The best VPNs keep as few logs as possible and make them as anonymous as possible, so there's little data to provide should authorities come knocking. But even &amp;quot;no-logs&amp;quot; VPNs aren't 100% anonymous.       &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;[/how-to/warrant-canary-what-you-need-to-know-about-this-online-privacy-warning-sign/ VPN transparency is important, but warrant canaries are only the beginning]: Many services use &amp;quot;warrant canaries&amp;quot; as a way to passively note to the public as to whether or not they've been subpoenaed by a government entity, as many investigations from national security agencies can't be actively disclosed by law. But -- like the no-logging issue -- warrant canaries aren't always as straightforward as they seem. You should spend more time investigating whether your prospective VPN has cooperated with authorities in the past -- and how and when they've disclosed that fact.     &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;[/news/why-i-dont-trust-us-vpns/ Think twice about using a US-based VPN]: The Patriot Act is still the law of the land in the US, and that means that any VPNs in the United States have little recourse if and when the feds show up with subpoenas or [ national security letters] in hand, demanding access to servers, user accounts or any other data. Yes, they may have little data to access if the service has a strong no-logs policy, but why not do an end-run on the feds and just choose a service that's based outside Uncle Sam's jurisdiction? (You'll want to avoid those countries that the US has intelligence-sharing agreements with, too.)     &amp;lt;br&amp;gt; 	 	 	 	 	The best VPN right now     &amp;lt;br&amp;gt;Let's look at each of our VPN vendors below in more depth. Keep in mind that this is an evolving list: It was originally published earlier and is constantly updated. We're actively working on more VPN testing and research, so expect this guide to change throughout the year as our virtual private network use continues and we put each VPN option through its paces.         &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;The list below presents our favorites in an overall ranking; if you want to see each top VPN judged by more specific criteria, check out the links below.      &amp;lt;br&amp;gt;[/news/best-mac-vpn-of-2020/ Best VPNs for Mac] [/news/best-android-vpn-of-2020/ Best Android VPN][/news/best-iphone-vpn-in-2020/ Best VPNs for iPhone]&amp;lt;br&amp;gt;You'll mostly find the same names you see here, but we'll call out when and where specific traits make for a better choice in a more narrow evaluation.     &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;[ ExpressVPN]&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;[ Editor's Choice for best VPN: Blazing speeds, proven privacy]&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;[ ]&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;ExpressVPN&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;Number of IP addresses: 30,000Number of servers: 3,000-plus in 160 locationsNumber of simultaneous connections: 5Country/jurisdiction: British Virgin Islands94-plus countries[ 3 months free with 1-year plan]&amp;lt;br&amp;gt;ExpressVPN tells us its network is powered by TrustedServer technology, which ExpressVPN built to ensure that there are never any logs of users' online activities. In the privacy world, ExpressVPN has a strong track record, having experienced a server seizure by authorities which proved their zero-log policy true at the time. We also like the quality of the VPN's setup guides, and the detailed information in its FAQ. &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;While its speeds consistently compete with heavy-hitting competitors, our [ ] saw ExpressVPN produce a 52% overall loss of our normal internet speeds, representing a significant slowdown compared to its 2019 score of 2% speed loss. &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;Like the rest of the top five VPN services we've reviewed for 2020, ExpressVPN offers a useful kill switch feature, which prevents network data from leaking outside of its secure VPN tunnel in the event the VPN connection fails. Unlike the others, though, [ ExpressVPN] gained points from us for its support of bitcoin as a payment method -- something not all of our favorites offer, but which adds an additional layer of privacy during checkout.&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;The company has been in business since 2009, and [ ExpressVPN] has a substantial network of fast VPN servers spread across 94 countries. [ Its best plan is priced at less than $7] a month for an annual package, which includes three months free. &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;Read more: [ ]&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;[ See at ExpressVPN]&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;[ Surfshark]&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;[ A speed leader, packed with features]&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;[ ]&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;Surfshark&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;Number of servers: 1,700+&amp;lt;br&amp;gt;Number of server locations: 63&amp;lt;br&amp;gt;Jurisdiction: British Virgin Islands&amp;lt;br&amp;gt;[ $2.49 a month (81% discount) for a two-year plan]&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;While [ Surfshark's] network is smaller than some, the VPN service makes it up on features and speed. Let's start off with the biggest win it offers: unlimited device support. If you want to run your entire home or office on Surfshark's VPN, you don't have to worry about how many devices you have on or connected. It also offers antimalware, ad-blocking and tracker-blocking as part of its software.&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;And it's fast. With just 1,700 servers in 63 countries, we lost less than 17% of average internet speeds during our [ ]. That's faster than the 27% speed loss we saw in previous tests, and pushes it ahead of ExpressVPN to be the current front-runner in our speed comparisons.&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;Surfshark received generally high marks when its Chrome and Firefox extensions were [ audited for privacy] by German security firm Cure 53 ([ PDF link of full report]) -- though that audit was commissioned by Surfshark.&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;The company has a solid range of app support, running on Mac, Windows, iOS, Android, Fire TV and routers. Additional devices such as [ game consoles] can be configured for Surfshark via DNS settings. We particularly like the feature that allows you to whitelist certain apps and websites to automatically bypass the VPN. For some business uses, this can be critically important. &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;Surfshark also offers three special modes designed for those who want to get around restrictions and more carefully hide their online footsteps. Camouflage Mode masks your VPN activity so your ISP doesn't know you're using a VPN. Multihop jumps your connection through multiple countries to hide your trail. Finally, NoBorders Mode &amp;quot;allows [you] to successfully use Surfshark in restrictive regions.&amp;quot; Just be careful. Doing any of these three things could be illegal in your country and could result in severe penalties. During our testing, we didn't see a single IP address or DNS leak, and had no trouble accessing Netflix. &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;Unlike many of the other VPN providers, Surfshark doesn't offer a one-year plan. Its best offer is [ $2.49 a month], for its two-year plan (you pay about $60 up front). A six-month plan is $6.49 a month (about $39 up front),  [https://www.kynghidongduong.vn/tours/tour-du-lich-le-hoi-yen-tu-chua-ba-vang-quang-ninh-du-lich-yen-tu-tu-ha-noi.html tour chùa yên tử] and month-by-month plans are $12.95 a month. Definitely take advantage of its generous 30-day trial to decide if you like this service (and if you choose the two-year plan, maybe set a reminder in 23 months to see if you can talk it into a continued discount rate).&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;Read more: [ ]&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;[ See at Surfshark]&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;[ NordVPN]&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;[ Best VPN for reliability and security]&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;[ ]&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;NordVPN&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;Number of IP addresses: 5,000Number of servers: 5,200-plus serversNumber of server locations: 62Country/jurisdiction: Panama62 countries[ $3.71 a month (68% discount) for a 2-year plan][ NordVPN in-depth review and hands-on testing] (ZDNet)&amp;lt;br&amp;gt;[ NordVPN] is one of the most recognized brands in the VPN field. It offers a generous simultaneous connection count, with six simultaneous connections through its network, where nearly all other providers offer five or fewer. NordVPN also offers a dedicated IP option, for those looking for a different level of VPN connection. NordVPN offers a kill switch feature, and the ability to VPN into Tor. We detected no privacy leaks during our tests.&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;In our [ ], NordVPN's performance was on par with many of its competitors, reducing our speeds by 53% on average (which is slower than the 32% loss measured in previous speed tests). We found NordVPN's speeds were reliably fast. There were never any sudden dips or service interruptions, and where we expected the VPN to underperform, it proved itself up to the task.&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;The company's [ two-year subscription plan costs $3.71 a month] ($89 billed at once). That price is lower than most contenders, but creeps up for the six-month plan ($9 a month or $64 total) and the monthly plan ($11.95 a month). But it does have a full 30-day refund policy. &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;While NordVPN has lived on this list for a long time, we moved it to the penalty box in October 2019 to re-evaluate our recommendation after a report emerged that one of its rented servers was [ ]. Nord's actions following the discovery included -- eventually -- multiple security audits, a [ bug bounty program] and heavier investments in server security. &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;While we'd have preferred that Nord self-disclosed the issue much earlier, the fact that the [ ] served to further verify that NordVPN keeps no logs of user activity. As a result, Nord remains on this list as a recommended vendor. &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;Read more: [ ]&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;[ See at NordVPN]&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;[ ProtonVPN]&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;[ High security standards at high speeds]&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;[ ]&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;ProtonVPN&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;When we speed-tested ProtonVPN, we saw an impressively small 9.6% speed loss compared to average speeds clocked withou[ &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;routinely published audits][ routinely published audits], and includes a built-in route to VPN into [ ]. We're also confident recommending its mobile app since it has eliminated the use of some weaker security protocols, like PPTP and L2TP, which are still used by some other VPNs. &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;On price, we'd like to see ProtonVPN come down a bit. ProtonVPN's standard package, called Plus, runs $8 per month ($96 charged yearly). That price is higher than our Editors' Choice VPN, ExpressVPN, whose best plan is [ ][ ]&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;[ See at Proton]&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;[ IPVanish]&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;[ Best VPN choice for beginners]&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;[ ]&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;IPVanish&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;Number of IP addresses: 40,000-plusNumber of servers: 1,300Number of server locations: 60Number of simultaneous connections: 10Country/jurisdiction: US[ $5.20 a month (57% discount) for a one-year plan]&amp;lt;br&amp;gt;A big win for [ IPVanish] is its fun, configurable interface, which makes it an ideal client for those who are interested in learning how to understand what a VPN does under the hood. Its multiplatform flexibility is also ideal for people focused on finding a Netflix-friendly VPN. &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;A unique feature of IPVanish, and one we're intrigued by, is the VPN's support of Kodi, the open-source media streaming app that was once known as XBMC. Any serious media fan has used or built Kodi or XBMC into a media player, and the integrated IPVanish Kodi plugin provides access to media worldwide.&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;At [ $10 a month or $62 a year], IPVanish is obviously trying to move you towards its yearly program. We're a little disappointed that it only allows a seven-day trial, rather than a full 30 days, but it does offer a full money-back guarantee. That said, the company gets kudos for its recent increase from five to now 10 simultaneous connections. We also liked its connection kill switch feature, a must for anyone serious about remaining anonymous while surfing. &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;Read more: [ ]&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;[ See at IPVanish]&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;	 	 	 	 	Other VPNs we've tested     &amp;lt;br&amp;gt;Not every VPN can be a favorite. These are ones we reviewed, but they're not full-throated recommendations for one reason or another, including limited features and concerns over adequately hiding your identity.      &amp;lt;br&amp;gt;[ ]&amp;lt;br&amp;gt;TunnelBear&amp;lt;br&amp;gt;	 	 	 	[ TunnelBear]    Average speed loss: 63% Number of servers: 1,800 in 23 countriesJurisdiction: Canada, with US parent company[ Price: $3.33 per month, or $120, for a three-year plan]&amp;lt;br&amp;gt;TunnelBear's gotten a lot of hype in the last couple of years. But when we looked under its hood and compared it to its VPN competitors, our excitement waned.     &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;TunnelBear's speeds are reasonable. We lost nearly 63% of internet speeds overall when we used it, which is about average for a VPN. TunnelBear's speeds have steadily improved over the years as measured by other review and testing sites, though, and the US scores we recorded saw a speed loss of only 54%.    &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;On the plus side, TunnelBear is holding its own in the transparency competition among VPNs by publishing the results of its independent security audits and [ annual transparency reports]. No IP address, DNS or other potentially user-identifying data leaks were detected during our testing, but in the past TunnelBear was observed to have been leaking WebRTC information. TunnelBear's encryption is standard AES-256, and it supports [ ].    &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;However, it's also a Canadian business owned by US-based McAfee, so if you're looking for subpoena-proof international privacy, you're playing with fire. It holds a paltry 23 server locations from which you can't manually choose your VPN server or even a city. It doesn't offer Tor-over-VPN, it only offers split tunneling on Android, and it can't even unblock Netflix.     &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;On a per-month breakdown, the least expensive TunnelBear plan is its $120, three-year plan. You can also go month to month for $10, or pay $60 upfront for a single year. Either way, TunnelBear accepts payment via credit card and Bitcoin. Unlike other VPNs, it doesn't take PayPal. Also unlike other VPNs, it doesn't support Amazon Fire Stick or Android TV.   &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;Read more: [ ]    &amp;lt;br&amp;gt;[ See at TunnelBear][ ]&amp;lt;br&amp;gt;CyberGhost&amp;lt;br&amp;gt;	 	[ C][ yberGhost VPN]    Number of servers: Over 7,100 worldwide in 90-plus countries&amp;lt;br&amp;gt;     Number of server locations: 112&amp;lt;br&amp;gt;     Jurisdiction: Romania, with UK parent companyNumber of simultaneous connections: 5[ $2.75 a month for a 3-year plan, or $3.69 a month for 2-year plan] [/reviews/cyberghost-vpn-review/ CyberGhost in-depth review and hands-on te[ $2.75 per month for a three-year plan][ $2.75 per month for a three-year plan].      &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;As we've bolstered our approach to VPN reviews in recent months, however, CyberGhost has raised some red flags. Its [ ] warrants skepticism; our previous tests have shown it to expose your VPN use to your ISP; its website and app trackers are more numerous than warranted; and its ad-blocker uses an untrustworthy method of [ traffic manipulation] no VPN should even think about. Its low price previously made it worth considering if you needed to change the appearance of your location online, but not if you wanted best-in-class security.      &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;While CyberGhost's connection speed and security appear to be improving, I don't currently recommend using CyberGhost if you're in a [ country where VPNs are illegal]. I also recommend anyone in the US reviews CyberGhost's parent company before deciding whether to pay for a subscription.      &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;On the plus side, however, CyberGhost is still faster than Norton Secure VPN and was less taxing on my device's processing power during testing. It also offers split-tunneling in its Windows client and has its servers neatly organized into user-friendly categories: NoSpy servers, servers geared for torrenting, servers best for streaming and servers best for use with a static IP address. CyberGhost imposes no data caps and allows unlimited server switching.     &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;Read more: [/reviews/cyberghost-vpn-review/ CyberGhost VPN review: Promising improvements but its parent company concerns me]     &amp;lt;br&amp;gt;[ See all CyberGhost VPN plans][ ]&amp;lt;br&amp;gt;Norton&amp;lt;br&amp;gt;	 	 	 	 	 	 	[ Norton Secure VPN]       Number of countries: 29Number of servers: 1,500 (1,200 virtual)Number of server locations: 200 in 73 citiesCountry/jurisdiction: US[ $40 for the first 12 months]&amp;lt;br&amp;gt;LifeLock, long known for excellence in security products, has a relatively limited offering in its VPN product. [ Norton Secure VPN] does not support P2P or BitTorrent, and it does not support Linux, routers or set top boxes. Its Netflix and streaming compatibility is somewhat limited. Even worse, during testing, we experienced privacy-compromising data leaks.        &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;During CNET's testing, Norton Secure VPN speeds were comparable to other mid-tier VPNs but not particularly competitive. Although its VPN is only available on four platforms -- Mac, iOS, Windows and Android -- Norton gets points for its 24/7 live customer phone support and 60-day money back guarantee.       &amp;lt;br&amp;gt;[ See all Norton plans]&amp;lt;br&amp;gt;Read more: [ ]       &amp;lt;br&amp;gt; 	 	 	 	 	Other VPNs in the mix     &amp;lt;br&amp;gt;Below you'll find some additional VPNs. We're in the process of re-evaluating them in the coming months.        &amp;lt;br&amp;gt;[ ]&amp;lt;br&amp;gt;PureVPN&amp;lt;br&amp;gt;	 	 	 	 	 	 	 	 	 	 	[ PureVPN]&amp;lt;br&amp;gt;                      Number of IP addresses: 300,000Number of servers: 2000Number of server locations: 180Country/jurisdiction: Hong Kong[ $3.33 a month for a 1-year plan, $1.65 a month for a 5-year plan]&amp;lt;br&amp;gt;PureVPN does not log connection information. The company joined the &amp;quot;no log&amp;quot; movement in 2018, which was recently verified via a third-party [ audit] by [ Althius IT] (albeit one commissioned and paid for by PureVPN).            &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;We like that PureVPN offers a 31-day refund policy and supports Bitcoin payments, to further extend anonymous browsing. We also like that PureVPN has both Kodi and [ Chromebook] solutions available. In addition, PureVPN was the first VPN service we noted to fully implement the GDPR.           &amp;lt;br&amp;gt;[ See all PureVPN plans] 	 	 	 	 	 	 	 	 	 	 	                      [ ]&amp;lt;br&amp;gt;StrongVPN&amp;lt;br&amp;gt;	 	 	 	 	 	 	 	 	 	 	[ StrongVPN]&amp;lt;br&amp;gt;                      Number of IP addresses: 59,500&amp;lt;br&amp;gt;           Number of servers: 650-plus&amp;lt;br&amp;gt;           Number of server locations: 26 countries and 46 cities&amp;lt;br&amp;gt;           [ $5.83 a month (42% discount) for a 1-year plan][ StrongVPN in-depth review and hands-on testing]&amp;lt;br&amp;gt;[ StrongVPN] blasts onto our favorites list with excellent infrastructure and decent price performance. As with our other favorites, StrongVPN has a strong no-logging policy. Since VPN is all about protecting your privacy, that's a place the savvy VPN providers can pick up points.           &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;Strong also picks up kudos for its large base of IP addresses, which also helps protect your anonymity. It has a solid collection of servers and worldwide locations. For those of you who need a dedicated IP, you can get one from the company, but you'll need to contact support to get help setting it up.           &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;One of [ StrongVPN's] strongest strengths is the company's network. It owns and operates its entire network infrastructure, which means it has no externally dictated limits on bandwidth or the type of internet traffic allowed on the network. This gives you the confidence that you'll be able to power through your work.           &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;StrongVPN's regular [ monthly price of $10] is in the middle of the pack, but its yearly price of $70 is among the lowest of our contenders.            &amp;lt;br&amp;gt;[ See all StrongVPN plans] 	 	 	 	 	 	 	 	 	 	 	&amp;lt;br&amp;gt;           	 	 	 	 	 	 	 	 	 	 	                      [ ]&amp;lt;br&amp;gt;Private Internet Access&amp;lt;br&amp;gt;	 	 	 	 	 	 	 	 	 	 	 	[ Private Internet Access]            Number of IP addresses: N/ANumber of servers: 3,252Number of server locations: 37Country/jurisdiction: US&amp;lt;br&amp;gt;Speaking of price, if you want a solid VPN provider, [ Private Internet Access] is the place to go.             &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;The key to getting the most savings with this vendor is buying its two-year plan for $69.95. That works out to [ $2.69 a month]. It also offers a [ one-year plan] for $39.95 (which comes out to $3.33 a month), or a monthly plan for $9.95 a month.     &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;The company does not release information on the number of IP addresses available, but at 3,252, its server count is more than any of our other picks.            &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;These folks have been around since 2010, and don't log anything. It provides a generous five connections, a connection kill switch feature, and some good online documentation and security guidance. Our one [http://www.ajaxtime.com/?s=disappointment disappointment] is that its refund policy is seven days instead of 30, but you can certainly get a feel for its excellent performance in the space of a week.            &amp;lt;br&amp;gt;[ See all Private Internet Access plans][ ]&amp;lt;br&amp;gt;HotSpot Shield&amp;lt;br&amp;gt;	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	[ Hotspot Shield]&amp;lt;br&amp;gt;                                                        Number of IP addresses: 50,000&amp;lt;br&amp;gt;                            Number of servers: 3,200&amp;lt;br&amp;gt;                            Number of server countr[ &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;Mobile VPNs][/news/best-mobile-vpn-services/ Mobile VPNs] are designed and optimized to ensure a seamless VPN user experience when devices are switching networks or moving out of coverage. It generally has a smaller memory footprint, and because of that, it also requires less processing power than a traditional VPN. Therefore, it enables your applications to run faster while the battery pack is able to last longer.                                &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;A Mobile VPN is a worthwhile tool to have since it increases privacy, user satisfaction and productivity, while also reducing unforeseen support issues caused by wireless connectivity problems. The increasing usage of mobile devices and wireless connectivity make it more important to ensure that your data is being transferred through a secure network. It will allow you to access the internet, while staying safe behind a firewall that protects your privileged information.                                &amp;lt;br&amp;gt; 	 	 	 	 	 	 	 	 	 	Who needs a VPN?                                  &amp;lt;br&amp;gt;People who access the internet from a computer, tablet or smartphone will benefit from VPN usage. A VPN service will always boost your security by encrypting and anonymizing all of your online activity. Communications that happen between the VPN server and your device are encrypted, so a hacker or website spying on you wouldn't know which web pages you access. They also won't be able to see private information like passwords,  [https://www.kynghidongduong.vn/tours/tour-du-lich-le-hoi-yen-tu-chua-ba-vang-quang-ninh-du-lich-yen-tu-tu-ha-noi.html tour yên tử] usernames and bank or shopping details and so on. Anyone who wants to protect their privacy and security online should use a VPN.                                &amp;lt;br&amp;gt; 	 	 	 	 	 	 	 	 	 	How to choose a VPN service?          &amp;lt;br&amp;gt;There's a vast range of VPN services on the internet. Some are free VPN services, but the best ones require a monthly subscription. Before you decide to download a VPN, make sure you consider these factors for [ understanding a VPN].          &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;Cost: VPNs aren't too pricey, but they vary from vendor to vendor. If your main concern is price, then go with something inexpensive, or a free VPN service -- like Spotflux Premium VPN or AnchorFree HotSpot Shield Elite. Free servers are often slower, and since most are ad-supported, they place adverts on the online pages you access. Others can even limit the speed of your connection, as well as your online time or amount of data transferred.                                &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;It's also important to note that leading VPN providers offer stronger security features to ensure you're digitally safe. When selecting a paid VPN service, always be sure to check which countries it operates servers in.     &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;Reliability: Select a VPN that is reliable and read the reviews to make sure that it's capable of protecting you by providing you with sufficient online privacy.                                &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;High security: An effective VPN will have the following security features: 128-bit encryption, anonymous DNS servers and an absence of connection logs.                                &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;Are there any bandwidth limits? This can often be linked to price; paying more will generally provide more bandwidth with faster internet access.                                &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;Are VPN apps for Android, iOS phones and tablets available? Apps for Android and iOS devices are also vulnerable, so make sure your VPN server can support a VPN app.                                &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;To ensure privacy, you want to make sure you have a VPN that doesn't store online logs. Some servers provide virus and spyware protection, and features like that can significantly increase your online safety.                                &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;Using a no-logs VPN service will provide you with a higher degree of security. It can protect you from blanket government surveillance and prevent your internet service provider from knowing your online activity.                                &amp;lt;br&amp;gt; 	 	 	 	 	 	 	 	 	 	Using a VPN for Netflix and other forbidden treasures                                  &amp;lt;br&amp;gt;[ ] like Netflix and Hulu have been making it difficult for foreign users to access their content in other countries. Many people can get around region restrictions by using a VPN service to route your traffic through another country.                                &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;It can be quite simple to watch Netflix and other restricted goodies. You'll have to use a VPN service that allows you to get a unique IP address. This can often be available for an additional fee. Look for VPN services that offer a &amp;quot;dedicated IP address,&amp;quot; &amp;quot;dedicated IP&amp;quot; or &amp;quot;static IP.&amp;quot; Additional features like these will always allow you to access content from Netflix through a VPN service.                                &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;This is by far the easiest way to access your forbidden apps since there's no specific way to block VPN traffic.                                &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;Many people started using a VPN to evade geo-restrictions. But despite its forbidden benefits to users outside the US, a VPN is a great tool that can protect you and enhance your online experience over the internet by providing you with sufficient security and privacy. When it comes to selecting the best VPN, you have plenty of choices. There are many cost-effective VPN options, and all of them will vary in monthly offerings. Choosing the best VPN is easier once you narrow down the competition. The best indication of a good VPN service provider is that it has the right security and the right support in place for you.                                &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;Got a question for our security community? Head over to the [ ] and join the conversation.                                  &amp;lt;br&amp;gt; 	 	 	 	 	 	 	 	 	 	More internet service and WFH guides          [/news/the-best-password-managers-directory/ The best password managers][/news/best-identity-monitoring-services/ The best identity monitoring services][/health/best-desk-exercise-equipment-in-2020-so-you-can-exercise-while-you-work/ The best desk workout equipment so you can exercise while you work] [/news/best-vpns-for-xbox-in-2020-nordvpn-expressvpn-ipvanish/ 3 great VPNs for Xbox in 2020] &amp;lt;br&amp;gt;     [/web-hosting/ The best web hosting providers][ Special report: A winning strategy for cybersecurity (free PDF)] (TechRepublic)&amp;lt;br&amp;gt;          [/news/think-your-service-provider-is-throttling-your-internet-heres-how-to-check/ Think your service provider is throttling your internet connection? Here's how to check]&amp;lt;br&amp;gt;       [/news/best-office-chairs-to-buy-in-2020/ The best office chairs to buy in 2020]&amp;lt;br&amp;gt;     [ ]&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;[#comments  Comments]&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;[/topics/internet-services/ Internet Services]&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;[/topics/digital-media/ Digital Media]&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;[/tags/privacy/ Privacy]&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;[/tags/vpn/ VPN]&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;[  Notification on Notification off Mobile]&lt;/div&gt;</summary>
		<author><name>JulianneBurgin6</name></author>	</entry>

	<entry>
		<id>http://wiki.pannier-schulungen.de/index.php?title=Ex-Zappos_CEO_Tony_Hsieh_Was_Trapped_In_A_Storage_Room_During_Fire&amp;diff=1180</id>
		<title>Ex-Zappos CEO Tony Hsieh Was Trapped In A Storage Room During Fire</title>
		<link rel="alternate" type="text/html" href="http://wiki.pannier-schulungen.de/index.php?title=Ex-Zappos_CEO_Tony_Hsieh_Was_Trapped_In_A_Storage_Room_During_Fire&amp;diff=1180"/>
				<updated>2020-12-28T22:02:40Z</updated>
		
		<summary type="html">&lt;p&gt;JulianneBurgin6: Die Seite wurde neu angelegt: „Tony Hsieh, 46, died on Friday just nine days after he was pulled unresponsive from a house fire in Connecticut on November 18&amp;lt;br&amp;gt;Former Zappos CEO Tony Hsieh…“&lt;/p&gt;
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&lt;div&gt;Tony Hsieh, 46, died on Friday just nine days after he was pulled unresponsive from a house fire in Connecticut on November 18&amp;lt;br&amp;gt;Former Zappos CEO Tony Hsieh died from complications of smoke inhalation sustained during a house fire in [/news/connecticut/index.html Connecticut] last month, medical examiners deter[/news/london/index.html &amp;lt;br&amp;gt;London][/news/london/index.html London] in the early hours of November 18.&amp;lt;br&amp;gt;The New London police department said emergency workers arrived at the scene to find dark smoke coming out from the back of the house, and that Hsieh was stuck in a storage area and couldn't get out.&amp;lt;br&amp;gt;Firefighters broke their way in shortly after 3:30am and pulled an unresponsive Hsieh from the property. CPR was administered at the scene.&amp;lt;br&amp;gt;First responders initially took Hsieh to Lawrence + Memorial Hospital but he was later transferred by Life Star helicopter to Bridgeport Hospital, home of the Connecticut Burn Center, where he died surrounded by family.&amp;lt;br&amp;gt;The cause of the fire remains under investigation, however officials said the blaze appeared to be in the basement of the home.&amp;lt;br&amp;gt;         The cause of the fire remains under investigation, however officials said the blaze appeared to be in the basement of the home &amp;lt;br&amp;gt;         Firefighters broke their way in shortly after 3:30am and pulled an unresponsive Hsieh from the property. CPR was administered at the scene &amp;lt;br&amp;gt;       The property, which overlooks Long Island Sound, showed no sign of damage after the deadly blaze.&amp;lt;br&amp;gt;As exclusively revealed by [http://imageshack.us/photos/DailyMail DailyMail].com, the modest 3,100 sq. ft. home is owned by Rachael Brown, a former employee at Las Vegas-based Zappos, who, according to the company website, rose from a temporary phone representative to being a critical member of the management team.&amp;lt;br&amp;gt;'There was very little damage,' a man answering the door told DailyMail.com before referring all other inquiries to Hsieh's personal attorney. &amp;lt;br&amp;gt;'She's dealing with everything. We want it all to come from one voice,' the man added. 'We're having a tough day today.'&amp;lt;br&amp;gt;   RELATED ARTICLES  [# Previous] [# 1] [# Next]     [/news/article-9002463/Mystery-surrounds-fire-killed-ex-Zappos-CEO-Tony-Hsiehs-death.html  Riddle of Zappos boss's killer blaze: House where ex-CEO...] [/news/article-9005219/Drill-rapper-18-cleared-attempted-murder-music-video-boast-knife-attack.html  Drill rapper, 18, is cleared of attempted murder after music...]    &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;Share this article&amp;lt;br&amp;gt;Share&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;It is not known if Brown,  [https://www.kynghidongduong.vn/tours/tour-du-lich-le-hoi-yen-tu-chua-ba-vang-quang-ninh-du-lich-yen-tu-tu-ha-noi.html tour chùa yên tử] 47, was at the house when the blaze broke out. However, it was reported that Hsieh's brother was there at the time, though he was unharmed.&amp;lt;br&amp;gt;Brown sold her home in Henderson, Nevada, in May for a little over $300,000, records show, and spent $1.3 million on the three-story New London house, which is less than half a mile down the street from playwright Eugene O'Neill's childhood home.&amp;lt;br&amp;gt;The sale was completed on July 30, less than a month before Hsieh quit the company and which he sold to Amazon for $1.2 billion in 2009, DailyMail.com previously reported.&amp;lt;br&amp;gt;The Las Vegas Review-Journal called Brown 'one of Hsieh's closest confidantes'. It also said she is a cellist, well-known in the city's arts circles.&amp;lt;br&amp;gt;She was part of the Vegas Golden Strings lineup that backed Imagine Dragons on Whatever It Takes before Game 2 of the NHL Final in 2018.&amp;lt;br&amp;gt;         The home is owned by Rachael Brown (pictured with Hsieh), a former employee at Las Vegas-based Zappos, who, according to the company website, rose from a temporary phone representative to being a critical member of the management team&amp;lt;br&amp;gt;              The property (shown before the fire, left, and after, right), which overlooks Long Island Sound, showed no sign of damage after the deadly blaze&amp;lt;br&amp;gt;         Firefighters broke their way in shortly after 3:30am and pulled an unresponsive Hsieh from the property. CPR was administered at the scene &amp;lt;br&amp;gt;Hsieh was the son of Taiwanese immigrants, who met as graduate students at the University of Illinois. He sold his first company LinkExchange to Microsoft for $265 million when he was just 22.&amp;lt;br&amp;gt;He then founded Venture Frogs which in 1999 invested in Zappos — named from Zapatos, Spanish for shoes — and he took over as CEO.&amp;lt;br&amp;gt;He was worth an estimated $840 million yet lived in an Airstream trailer in Las Vegas. He had a passion for llamas and alpacas and owned a pet alpaca named Marley.&amp;lt;br&amp;gt;The area he lived in in Vegas became known as Llamapolis. After leaving Zappos he said he would relocate to Park City, Utah.&amp;lt;br&amp;gt;Hsieh was known as an iconoclastic boss. One of his schemes was to offer $1,000 for every year served up to a maximum of $5,000 for any employee who wanted to leave. He believed that if they no longer had the passion to want to work for him it was better to pay them to quit.&amp;lt;br&amp;gt;While Hsieh became known for his business acumen, it was his philanthropy and his focus on fostering a positive workplace culture for which he is now being remembered.&amp;lt;br&amp;gt;Amazon owner Jeff Bezos paid tribute to a brilliant mind.&amp;lt;br&amp;gt;'The world lost you way too soon,' he wrote.&amp;lt;br&amp;gt;'Your curiosity, vision, and relentless focus on customers leave an indelible mark. You will be missed by so many, Tony. Rest In Peace.'&amp;lt;br&amp;gt;Ivanka Trump, who previously had a shoe line sold on Zappos, was also among those paying tribute to Hsieh, who she worked with through her fashion business.&amp;lt;br&amp;gt;'Celebrating the life while mourning the loss of my dear friend Tony Hsieh,' she wrote.&amp;lt;br&amp;gt;'Tony was a deeply original thinker always challenging me to reject conformity &amp;amp; follow my heart. Tony was driven by the mission of delivering happiness &amp;amp; brought joy to all who knew him.'&amp;lt;br&amp;gt;                Amazon owner Jeff Bezos paid tribute to a brilliant mind. 'The world lost you way too soon,' he wrote. 'Your curiosity, vision,  [https://www.kynghidongduong.vn/tours/tour-du-lich-le-hoi-yen-tu-chua-ba-vang-quang-ninh-du-lich-yen-tu-tu-ha-noi.html tour yên tử] and relentless focus on customers leave an indelible mark. You will be missed by so many, Tony. Rest In Peace'&amp;lt;br&amp;gt;         Ivanka Trump, who previously had a shoe line sold on Zappos, was among those paying tribute to Hsieh (pictured together), who she worked with through her fashion business &amp;lt;br&amp;gt;         'Celebrating the life while mourning the loss of my dear friend Tony Hsieh,' she wrote. 'Tony was a deeply original thinker always challenging me to reject conformity &amp;amp; follow my heart. Tony was driven by the mission of delivering happiness &amp;amp; brought joy to all who knew him' &amp;lt;br&amp;gt;         &amp;lt;br&amp;gt;         &amp;lt;br&amp;gt;For years, Hsieh worked to revitalize downtown Las Vegas. In 2012, he launched a side venture, called Downtown Project (DTP), that pledged $350 million to redevelop the area, and invest in small businesses, startups and health care. &amp;lt;br&amp;gt;DTP ultimately saw him become a dominant property owner in downtown, with dozens of properties listed under his portfolio. &amp;lt;br&amp;gt;The company acquired vacant lots, old motels, apartment buildings and other properties and developed the open-air retail complex Downtown Container Park, according to the [ ]. &amp;lt;br&amp;gt;In 2013, he moved Zappos Headquarters into the former Las Vegas City Hall, which, just in October, DTP acquired for $65 million.&amp;lt;br&amp;gt;'Tony Hsieh played a pivotal role in helping transform Downtown Las Vegas,' Nevada Gov. Steve Sisolak tweeted Friday night.&amp;lt;br&amp;gt;Sin City mayor Carolyn Goodman added: 'What a tragic loss. Tony Hsieh meant so much to Las Vegas. He was always dreaming, working to inspire and leading others to create a new vision for  [https://www.kynghidongduong.vn/tours/tour-du-lich-le-hoi-yen-tu-chua-ba-vang-quang-ninh-du-lich-yen-tu-tu-ha-noi.html tour chùa yên tử] tomorrow.'&amp;lt;br&amp;gt;Hsieh also went on a home-buying spree in Park City, Utah, shortly before his death. He had acquired at least eight properties in the ski town as of August, including a a 17,350-square-foot mansion with a sports court, private lake and horseback riding corral.&amp;lt;br&amp;gt;It's currently unclear what will happen with Hsieh's real-estate holdings, with his attorney yet to speak publicly on the matter. &amp;lt;br&amp;gt;         Despite his immense wealth, Hsieh was known for living in an Airstream trailer in downtown Las Vegas. Pictured: Inside the tiny trailer Hsieh lived in, despite his $840 million fortune &amp;lt;br&amp;gt;In the meantime, a wave of other tributes have also poured in on social media.&amp;lt;br&amp;gt;Former presidential candidate Andrew Yang said on Saturday morning: 'I am stunned. Tony Hsieh touched so many lives and inspired so many entrepreneurs.&amp;lt;br&amp;gt;'His impact and legacy will go on and on. I met his family in Las Vegas - and am thinking of them today. RIP Tony. You will be missed.'&amp;lt;br&amp;gt;Skateboarder and entrepreneur Tony Hawk added: 'Tony Hsieh was a visionary. He was generous with his time and willing to share his invaluable expertise with anyone.'&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;data-track-module=&amp;quot;am-external-links^external-links&amp;quot;&amp;gt;&amp;lt;br&amp;gt;Read more:&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;[ The Hartford Courant - We are currently unavailable in your region]&amp;lt;br&amp;gt;[ Tony Hsieh spent fortune on real estate | Las Vegas Review-Journal]&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;DM.later('bundle', function()&amp;lt;br&amp;gt;DM.has('external-source-links', 'externalLinkTracker');&amp;lt;br&amp;gt;);&lt;/div&gt;</summary>
		<author><name>JulianneBurgin6</name></author>	</entry>

	<entry>
		<id>http://wiki.pannier-schulungen.de/index.php?title=Credit_Suisse_Breaks_With_Tradition_With_Lloyds_Chairman_Pick&amp;diff=1009</id>
		<title>Credit Suisse Breaks With Tradition With Lloyds Chairman Pick</title>
		<link rel="alternate" type="text/html" href="http://wiki.pannier-schulungen.de/index.php?title=Credit_Suisse_Breaks_With_Tradition_With_Lloyds_Chairman_Pick&amp;diff=1009"/>
				<updated>2020-12-28T19:21:23Z</updated>
		
		<summary type="html">&lt;p&gt;JulianneBurgin6: &lt;/p&gt;
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&lt;div&gt;&amp;lt;br&amp;gt;By Brenna Hughes Neghaiwi&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;ZURICH, Dec 1 (Reuters) - Credit Suisse for the first time has reached beyond Swiss borders and proposed outgoing Lloyds Bank Chief Executive António Horta-Osório should succeed Urs Rohner, who has spent nearly a decade as chairman.&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;Switzerland's second-biggest bank is seeking to move on from a year of controversy that began with an internal spying scandal that prompted the ouster of former CEO Tidjane Thiam and  [https://www.kynghidongduong.vn/tours/tour-du-lich-le-hoi-yen-tu-chua-ba-vang-quang-ninh-du-lich-yen-tu-tu-ha-noi.html tour yên tử] heightened shareholder censure of Rohner.&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;Under new chair Horta-Osorio, whose appointment must be confirmed by shareholders on Apr.&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;30, the bank will face outstanding questions over the size of its investment bank and the profitability of its asset management unit.&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;Chief Executive Thomas Gottstein in his first 10 months in the role has announced cost cuts to the investment bank and Swiss business,  [https://www.kynghidongduong.vn/tours/tour-du-lich-le-hoi-yen-tu-chua-ba-vang-quang-ninh-du-lich-yen-tu-tu-ha-noi.html tour yên tử] further consolidating a shift from risky trading to more stable wealth management initiated under predecessor Thiam.&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;He has also flagged a strategy reboot for the bank's ailing asset management.&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;Impairments and legal provisions totalling nearly $900 million earmarked for the fourth quarter - one on a hedge fund equity stake, and another on a 2008 financial crisis legacy case announced on Tuesday - add to the bank's troubles.&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;TIME FOR CHANGE&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;Rohner, 61, departs Credit Suisse as expected after reaching a 12-year term limit on the board.&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;The news of his successor takes place a day after the announcement of Horta-Osorio's replacement at Lloyds, which he revived following a 2008 government rescue during the financial crisis.&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;The bank returned to private ownership in 2017.&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;During his time at Lloyds, the Portuguese-born Horta-Osorio, 56, won plaudits for championing mental health issues at companies after he was signed off work for two months in 2011 for stress-induced insomnia and exhaustion.&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;But he was criticised by lawmakers for his high pay package and for the bank's handling of a fraud at its HBOS Reading branch that led to six people being jailed in 2017.&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;&amp;quot;I am extremely happy that we can propose a highly-proven and recognised professional of the international banking business as my successor,&amp;quot; outgoing Credit Suisse chairman Rohner said in a statement.&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;During his 16 years at the bank, Rohner saw Credit Suisse weather the financial crisis better than rival UBS as general counsel and chief operating officer, and won support from analysts and  [https://www.kynghidongduong.vn/tours/tour-du-lich-le-hoi-yen-tu-chua-ba-vang-quang-ninh-du-lich-yen-tu-tu-ha-noi.html tour yên tử] shareholders in 2009 when he was appointed to the board in preparation for becoming chairman.&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;But his tenure since 2011 as chairman has witnessed problems ranging from nearly $1 billion in trading write-downs following U.S.&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;investment banker Brady Dougan's exit as CEO in 2015 to an ongoing investigation by Swiss financial market [http://www.medcheck-up.com/?s=supervisor%20FINMA supervisor FINMA] over the spying affair.&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;FINMA declined to comment on whether the new appointment would affect its proceedings.&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;The bank, during Rohner's time, also contended with costly tax evasion settlements after the unwinding of Swiss bank secrecy and more recent censure over shortcomings in a series of high-profile corruption cases.&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;Shares in the bank have lost some two-thirds of their value over the period.&amp;lt;br&amp;gt; &amp;lt;br&amp;gt;&amp;quot;Horta-Osorio faces a great challenge. His priority will be regaining shaken investor confidence,&amp;quot; Zuecher Kantonalbank analyst José Javier Lodeiro said in a note.&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;(Reporting by Brenna Hughes Neghaiwi; Editing by Riham Alkousaa, John Revill, Kenneth Maxwell and Barbara Lewis)&amp;lt;br&amp;gt;&lt;/div&gt;</summary>
		<author><name>JulianneBurgin6</name></author>	</entry>

	<entry>
		<id>http://wiki.pannier-schulungen.de/index.php?title=Benutzer:JulianneBurgin6&amp;diff=1007</id>
		<title>Benutzer:JulianneBurgin6</title>
		<link rel="alternate" type="text/html" href="http://wiki.pannier-schulungen.de/index.php?title=Benutzer:JulianneBurgin6&amp;diff=1007"/>
				<updated>2020-12-28T19:21:14Z</updated>
		
		<summary type="html">&lt;p&gt;JulianneBurgin6: Die Seite wurde neu angelegt: „Hello from Norway. I'm glad to came here. My first name is Julianne. &amp;lt;br&amp;gt;I live in a small city called Kristiansand S in western Norway.&amp;lt;br&amp;gt;I was also born in…“&lt;/p&gt;
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&lt;div&gt;Hello from Norway. I'm glad to came here. My first name is Julianne. &amp;lt;br&amp;gt;I live in a small city called Kristiansand S in western Norway.&amp;lt;br&amp;gt;I was also born in Kristiansand S 28 years ago. Married in June 2010. I'm working at the college.&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;Here is my page - [https://www.kynghidongduong.vn/tours/tour-du-lich-le-hoi-yen-tu-chua-ba-vang-quang-ninh-du-lich-yen-tu-tu-ha-noi.html tour yên tử]&lt;/div&gt;</summary>
		<author><name>JulianneBurgin6</name></author>	</entry>

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