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COLUMN-Skipping A Year And Landing In 2021: Mike Dolan

2020-12-31T20:22:51Z

Martha0348:

By Mike Dolan LONDON, Dec 2 (Reuters) - Part of the reason major investors seem slightly weary about their rosy market outlooks for 2021 is that they have been talking about and planning for little else since March. It's like the markets effectively skipped over 2020 on a bridge provided by central banks and governments and have been gradually pricing a policy and vaccine-supported rebound ever since. Both are meeting forecasts so far. Despite the biggest contraction of world gross domestic product since the immediate aftermath of World War Two, global stocks captured by MSCI's all-country index are ending the year at record highs. Annual gains of more than 10% may be less than half the stellar rise of 2019, but they are still better than six of the past 10 years and November was the best month on record as COVID-19 vaccine breakthroughs accelerated a blistering 65% surge since the depths of the initial lockdowns in March. The unprecedented year has almost been papered over. Just looking at consensus stock market forecasts from Reuters polls for 2021 and those from a year earlier, you'd barely guess what we've been through. Twelve months ago, the consensus saw the S&P500 rising 5% by the end of 2020. This year, the forecast is for another 10% in 2021 - with some of the biggest banks, such as JPMorgan, [https://www.kynghidongduong.vn/tours/tour-du-lich-le-hoi-yen-tu-chua-ba-vang-quang-ninh-du-lich-yen-tu-tu-ha-noi.html tour yên tử ba vàng] seeing gains of almost twice that. Perhaps more revealing is that when asked how long the current bull market would last, less than 20% said "more than two years" in November 2019. On the assumption it did end for a very brief five month hiatus between February and August of 2020, then about 20% of the poll got that right. But this year, more than 30% said the current bull market would last more than two years. What's more, Reuters latest asset manager poll this week showed the positioning to reflect this as equity allocations have returned to pre-pandemic levels. But what of the much feared economic 'scarring' from the pandemic or hangovers from policy-induced sugar highs? For many, the latter is hard to envisage given the need for interest rates to stay near zero to service massive accumulated government debts, still dominant deflationary pressures and a persistence of spare capacity. And so rather than a 'last hurrah', the 10-year bull market may only have had a five month breather and is set to start all over again. NEVER BEFORE "Never in my life have I seen a recession where household income has actually gone up and disposable income has gone up," Aviva Investors' multi-asset chief investment officer Peter Fitzgerald told this week's Reuters Investment Outlook Summit. The shocking event, the massive support, the debt legacy and the interest rate implication mean investors are left with few other options than to overweight equity and risk, he said. "If you are a non-leveraged investor who is not going to be shaken out of markets, you need to have an overweight allocation to risk assets in today's world where the value of money is being degraded," Fitzgerald told Reuters. "You are at the early stages of a new cycle." Of course no one foresaw the pandemic, the lockdowns, the economic slump and the eye-watering 35% drawdown in MSCI's global index in the 27 trading days to March 23. And [https://www.kynghidongduong.vn/tours/tour-du-lich-le-hoi-yen-tu-chua-ba-vang-quang-ninh-du-lich-yen-tu-tu-ha-noi.html tour yên tử ba vàng] many sectors such as banking and energy stocks, as well as more than half the 17 national stock markets covered by Reuters polls, will end 2020 in the red. But if narrowly focused on equities and taking the broadest all-country benchmark, then it would hardly have mattered to the portfolio. And there appears little doubt about what's ahead over the next 12 months. All the [http://www.wired.com/search?query=issues%20underlying issues underlying] it have been thrashed out a thousand times already as vaccines emerge and support programmes abound. That might suggest markets are already fully priced - but few fund managers think that either. Despite some conflicting surveys, data on household savings, money supply and money market fund data still shows substantial pandemic-related cash hoards yet to be invested as the reality of recovery, the vaccine rollout and a new U.S. president and administration have yet to play out through the year. Things can yet go bump in the night - persistent infections and lockdowns and ineffective vaccines, unexpected political twists, central bank and fiscal policy hesitation, or inflation scares. But these have been gamed continually by investment managers for months. A more serious shuffling of the investment pack on so-called 'normalisation trades' between lockdown winners of tech and pharma stocks to the 'value stock' laggards and cyclicals in energy, banking and [https://www.kynghidongduong.vn/tours/tour-du-lich-le-hoi-yen-tu-chua-ba-vang-quang-ninh-du-lich-yen-tu-tu-ha-noi.html tour yên tử] travel and leisure will take up the time of many active managers. But even if things do normalise fully, no one doubts the big lockstep legacy of this 'skipped year'. The widest measure of sovereign and corporate bond borrowing costs - the yield on the Bloomberg Barclays Multiverse - has never been lower at just 1%. "Risk exposure to equities should be your preferred asset class," Sonja Laud, chief investment officer at Legal & General Asset Management told the Reuters summit. (by Mike Dolan, Twitter: @reutersMikeD. Reporting by Tommy Wilkes, Sujata Rao and Reuters Polling. Editing by Mark Potter)

A Scottish Clan Chief Plans To Rewild His Ancestral Estate As Part Of An Ambitious Project To Transform The beautiful But Not Natural Isle Of Skye

2020-12-29T18:00:39Z

Martha0348:

A Scottish clan chief plans to rewild his ancestral estate as part of an ambitious project to transform the 'beautiful but not natural' Isle of Skye. Hugh MacLeod, the 30th Chief of Clan MacLeod, hopes to overhaul the 'lunarscape' surrounding Dunvegan Castle by planting a total of 371,875 native trees in its land. It is hoped these broadleaf forests will provide a home for reintroduced beaver populations and [https://www.kynghidongduong.vn/tours/tour-du-lich-le-hoi-yen-tu-chua-ba-vang-quang-ninh-du-lich-yen-tu-tu-ha-noi.html tour yên tử] the declining numbers of red squirrels and wildcats which inhabit parts of Scotland. The ambitious project, which has been in development on the 42,000-acre MacLeod Estate for years, has been awarded a £1million grant from the Scottish Government and the EU. The native forest will contain different species mixtures to suit the land's terrain and ecology. The carbon offset is estimated to exceed 40,000 tons over a 65 year period. The focus will be on planting trees which historically grew in the Isle of Skye's peat soil - such as birch, rowan and cherry trees, the [ ] reported. Hugh MacLeod, chief of Clan MacLeod of Dunvegan, hopes to overhaul the 'lunarscape' surrounding Dunvegan Castle (pictured) by planting a total of 371,875 native trees in its land It is hoped the [http://www.examandinterviewtips.com/search?q=rewilding%20strategy rewilding strategy] will encourage others to take on similar initiatives to restore Skye's 'wet desert' landscape, which is 'a legacy of centuries of depredation caused by over-grazing.' Mr MacLeod, the Estate Director, said: 'In a difficult year of persistent bad news, I am thrilled that the MacLeod Estate has been awarded this grant for one of the largest and most ambitious native woodland creation projects on the Isle of Skye. RELATED ARTICLES [# Previous] [# 1] [# Next] [/news/article-9004367/Snow-4C-chill-far-south-London-Friday-lockdown-comes-end.html Dashing through the SNOW: White stuff and 4C chill is due as...] [/news/article-9004487/Russian-virologist-accused-FAKING-infecting-coronavirus.html Russian virologist is accused of FAKING infecting himself...] Share this article Share 'I had the idea over ten years ago, when I decided to stop farming at the estate's Totachocaire Farm which is not only marginal land, but was also loss making for almost every year of its operation since it was revived by my late father in the 1970s. 'This is the first phase of our nascent rewilding plans and [https://www.kynghidongduong.vn/tours/tour-du-lich-le-hoi-yen-tu-chua-ba-vang-quang-ninh-du-lich-yen-tu-tu-ha-noi.html tour yên tử] once the woodlands are established, this will create an extensive and biodiverse habitat to support a number of native species.' It is hoped new broadleaf forests will provide a home for reintroduced beaver populations and the declining numbers of red squirrels and [https://www.kynghidongduong.vn/tours/tour-du-lich-le-hoi-yen-tu-chua-ba-vang-quang-ninh-du-lich-yen-tu-tu-ha-noi.html tour chùa yên tử] wildcats which inhabit parts of Scotland. Pictured: Dunvegan Castle on the Isle of Skye Pictured: The 42,000-acre MacLeod Estate, where the rewilding project is set to take place <div class="art-ins mol-factbox floatRHS news" data-version="2" id="mol-acf7e9a0-33ce-11eb-b627-53cabe711cd2" website clan chief plans to rewild his Isle of Skye estate

Retired San Diego Navy Seal Uses Legacy Reverse Mortgage To Finance Lifestyle

2020-12-28T23:01:07Z

Martha0348:

What would you do with an additional $300,000? At [http://www.dailymail.co.uk/home/search.html?sel=site&searchPhrase=Legacy%20Reverse Legacy Reverse] Mortgage, we're there for our clients from the very beginning of the reverse mortgage process, all the way through the disbursement of the proceeds, and beyond. We especially enjoy checking up on our clients after some time has passed following the actual transaction to get a feel for how their lives have changed since obtaining the reverse mortgage. (adsbygoogle = window.adsbygoogle || []).push(); We serve a very diverse group of seniors from all walks of life, of all ages, and in many different parts of the country. A great many of our clients are based in San Diego, where our corporate offices are located,but we've worked with senior borrowers from a multitude of states. So just as each of our client's situation and needs are different, so too are the stories we hear about life after a reverse mortgage. We want to share one such story with you today. For confidentiality purposes, we'll call him "Joe". He's a single, retiree of our United States [http://www.exeideas.com/?s=Armed%20Forces Armed Forces] - but he's no ordinary soldier. Joe is a retired Navy Seal. Joe has led an incredible, exhilarating life as a Navy Seal. He served the United States military many years ago as one of the most elite soldiers. After several years of service, Joe retired to San Diego many years ago with a military pension, and his veteran's benefits helped him purchase his home. Today, that home is paid off and worth over $500,000. Joe is healthy and active at 63 years old, but at the time he approached Legacy Reverse Mortgage, just like the rest of us, the purchasing power on his income had eroded over the last decade from inflation and price increases in everything from food and gas to healthcare. And although his home is beautiful, it needed a little work, a common use for a reverse mortgage. When Joe approached us, he wasn't even entirely sure what a reverse mortgage was or whether he wanted one. He was just looking for an answer to his need for additional cash. (adsbygoogle = window.adsbygoogle || []).push(); Here's how it worked with Joe. At the appraised value of over $500,000, [https://www.kynghidongduong.vn/tours/tour-du-lich-le-hoi-yen-tu-chua-ba-vang-quang-ninh-du-lich-yen-tu-tu-ha-noi.html tour chùa yên tử] we were able to secure $300,00 for Joe through a reverse mortgage. Joe did his homework and after some careful consideration decided to jump at the opportunity. He decided to take his cash in the form of a line of credit he could access at his leisure. Joe is using the reverse mortgage proceeds to renovate his kitchen and widen his bathroom, and well as make some structural repairs to the home itself. Joe said he's also used the extra income to finance his everyday expenses and for general lifestyle choices and activities he enjoys participating in. As we collect our client's success stories, we'll continue to share them with you. If you have a success story you haven't yet shared with us and [https://www.kynghidongduong.vn/tours/tour-du-lich-le-hoi-yen-tu-chua-ba-vang-quang-ninh-du-lich-yen-tu-tu-ha-noi.html tour yên tử ba vàng] would like to, please email us at info@legacyreversemortgage.com. Legacy Reverse Mortgage is here to help! We provide the best [ ] service in the industry - hands on help with your reverse mortgage! (adsbygoogle = window.adsbygoogle || []).push();

Benutzer:Martha0348

2020-12-28T23:00:57Z

Martha0348: Die Seite wurde neu angelegt: „Nothing to tell about myself I think. Enjoying to be a part of this site. I just hope Im useful in some way . my homepage - [https://www.kynghidon…“

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