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But listen - I am not the only one. These stories are repeated a million times over out there in small-business land. I know - I talk to customers every day. I see their financials. I am not the only one who has war stories about business survival.

how to avoid paying california state income tax Tip: Look for some low-cost ways you can enhance the perceived value of your product or service. Then test raising your price. Don't be surprised if both your sales and your profit margin go up.

I decided at the time that it was not worth the time it would take to apply. The maximum loan amount was $35,000, and the guy I talked to seemed to have "writing grant applications" as a core competency vs. understanding the needs of a small business.

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