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how to avoid paying california state income tax But if you focus on the opportunity, you'll be competing with a whole lot of other, more established networking companies, for a new prospect's time and money.

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I even called a micro-lender in late December. They wanted several years of tax returns, a formal marketing plan, a long application filled out, and collateral. They'd even accept cash as collateral. Wait, what? I wasn't born yesterday. I'm not going to give cash to someone so that they can turn around and lend it to me at a significant rate of interest.

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